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Move & Live

From the Black Sea coast to the slopes of Vitosha — an EU member state next door to Türkiye.

Residence Routes

Work (Blue Card/work permit), company ownership with real activity, study, retirement income and family reunification are the main routes. Each has its own document set and timeline; a D visa is usually the first step.

Cost of Living

The euro has been Bulgaria's official currency since 1 January 2026. Rent, grocery and service prices vary by city and neighbourhood; compare current prices locally yourself.

Healthcare

According to НАП, the mandatory health insurance obligation is tied to long-term or permanent residence status; confirm with НАП and the NHIF whether you count as insured in your own situation.

Daily Life

Burgas and Varna offer coastal life; Sofia a metropolitan rhythm.

Official sources

  1. Act on Foreigners in the Republic of Bulgaria (ЗЧРБ) — current consolidated text on lex.bg — https://lex.bg/laws/ldoc/2134455296 — accessed 2026-10-08
  2. Ministry of Foreign Affairs — Visa for Bulgaria: types, documents, visa application centres — https://www.mfa.bg/en/services-travel/consular-services/travel-bulgaria/visa-bulgaria — accessed 2026-10-08
  3. НАП — who is a compulsorily health-insured person (foreign nationals included) — https://nra.bg/wps/portal/nra/osiguryavane/zdravno-osiguryavane/osigureni-litsa — accessed 2026-10-08
  4. Bulgarian National Bank (БНБ) — frequently asked questions on the euro — https://www.bnb.bg/AboutUs/AUEurosystem/AUAccessionToTheEuroArea/AUAEFIQuestionsAndAnswers/index.htm — accessed 2026-10-08
This page is for general information only and is not legal or financial advice. Legislation changes; consult the competent authorities before any official procedure. Details: Terms. toBulgaria is an independent app: it is not an official application, service or endorsed source of the Bulgarian Ministry of Interior (МВР) or any other public authority.
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